Swiss Post and Thurgauer Kantonalbank team up: first joint ATM in operation

Cashless payments are becoming increasingly popular with many people in Switzerland. However, Swiss Post and Thurgauer Kantonalbank (TKB) are convinced that, despite this trend, the cash in your wallet is still important. Swiss Post and TKB are therefore trialling a new form of cooperation, with the aim of operating their ATM network more efficiently. They put their first joint ATM into operation on 24 September 2025 at Hauptstrasse 35 in Güttingen in the canton of Thurgau. PostFinance and TKB customers can withdraw cash in Swiss francs and euros there free of charge, 24 hours a day. For Thomas Baur, Member of Swiss Post Executive Management, this is an important milestone: “We want to prevent cash from disappearing in Switzerland entirely. People and businesses should continue to have access to cash in the future, particularly in rural areas. With this in mind, we’re also aiming to work together with other banks in Switzerland.” The pilot project in Güttingen marks a groundbreaking step in this direction.

Dense network of ATMs in Thurgau

The cooperation between Swiss Post and Thurgauer Kantonalbank makes sense primarily from an economic perspective and will help the two partners harness new synergies. The pilot project is intended to provide insights for further potential collaboration in ATM operation. Swiss Post and TKB will both benefit from this partnership, which aims to ensure that customers can rely on a dense network of ATMs in the region in the long term. TKB operates a total of 70 ATMs in the canton of Thurgau.

Swiss Post as a cash service provider for Switzerland

Within the current strategy period, Swiss Post aims to position itself more strongly as a cash service provider for Switzerland. It operates around 770 ATMs with its Postomats. It has opened up its branch network to partners and is already working with various third-party banks.

As an experienced infrastructure provider, Swiss Post is ideally placed to shape the planning and operation of the optimum ATM network. To achieve this, it is focusing on innovative cooperation models, enabling banking partners to entrust their ATM operations to Swiss Post and, in turn, optimize them. Planning from a single source allows for more efficient ATM management, strengthening the ATM network in the long term.